About
Specialists in getting you safely through retirement.
Most advisors are trained to grow your money while you are working. But your retirement requires a different advisor. It calls for certified expertise in tax-efficient distribution, sequence of returns risk management, and Social Security timing. That is the work we have built our practice around.
Krisstin Petersmarck, RICP
Founder, President & Financial Advisor
Krisstin is the Founder, President, and lead advisor at New Horizon. She translates the complexity of retirement income planning with tax code, Social Security, and Medicare into plain, actionable advice. She educates her clients, rather than just directing them, helping retirees make confident and informed decisions. She is a Retirement Income Certified Professional, and she is both a Certified National Social Security Advisor and an IRMAA Certified Planner, each of which are FINRA-recognized certifications.
Edward Petersmarck, Jr., WMS
Investment Advisor Representative
Edward brings two decades of mentoring advisors and studying under top economic minds. His focus is the deeper work: economic commentary, market valuation, and the specific risk mitigation strategies that protect a plan through volatile markets. He holds the Wealth Management Specialist designation, and he is both an IRMAA Certified Planner and a Certified National Social Security Advisor, all FINRA-recognized.
How we operate.
We are fiduciaries and we take it seriously. That means we are held to act in your best interest and are monitored closely to ensure it.
An educated client makes informed decisions, so educating our clients is always our first objective, providing clarity and transparency to your financial future. The decision to work together is the logical conclusion of understanding the true risks of retirement, never the result of a sales pitch.
We speak plainly about risk. We do not rely on hope, market averages, or the assumption that the future will look like the past. We build plans around certainty, predictability, performance, and tax efficiency.
Let's talk about your retirement.
Book a Discovery Session. We will listen first, and show you where the avoidable risks are.