Reference tables
The numbers retirement decisions turn on.
Each table is checked against the government source that publishes it, dated, and updated when the figures change. They are the same tables we use in a Gap Analysis. Read them to understand your own situation better, whether or not you ever work with us.
Michigan Retirement Income Deduction: The Public Act 4 Schedule by Tax Year
The Public Act 4 of 2023 phase-in, year by year: who qualifies, the maximum deduction for single and joint returns, and what reaches 100% in 2026.
Verified October 14, 2026
Medicare IRMAA Brackets for 2026: Income Thresholds and What You Pay
The 2026 IRMAA income thresholds for Part B and Part D, the surcharge at each tier, the two-year lookback, and why one dollar over a line costs a full tier.
Verified October 14, 2026
Social Security Claiming Ages: What Each Year of Waiting Changes
Full retirement age by birth year, the benefit paid at each claiming age from 62 to 70, and how early reductions and delayed credits are calculated.
Verified October 14, 2026